Personal Finance

Unless you got really lucky in the DNA lottery, the biases you're born with will inevitably threaten your ability to make good financial decisions. But that doesn't mean you're doomed.

It does mean, however, that you need a repeatable system with guardrails in place to keep on track. Start with your goals. Then, based on where you want to go, build a plan that gets you there.

Finally, pick investments that fit the plan.

Just remember: Life will happen, things will change. You'll need to repeat this process, but it will ensure that you behave better than everyone else.