Identity Theft Preventative Measures

Credit reports show fraudulent activity as well as errors. Your credit report is one of the most important documents you will ever use.

Most people never check their credit reports so thieves can be very successful. Learn how to read your credit report and make sure there are no mistakes.

Obtain credit reports from all three agencies—Eqifax, Experian and Transunion at least once a year. Remember, you can order one free from each company every twelve months. If you have children, check theirs also for fraudulent activity.

Always be diligent about checking your financial statements and report any errors immediately.

If your bills are late check with the post office to see if your mail has been intercepted in any way such as mail change or forwarding address request. Also contact the credit card company or financial institution.

Create unique passwords and change them often.

Never let your browser store your passwords.
Don’t keep your passwords near your computer or on your cell phone.
Sharing your passwords puts you at risk also.

Examine the privatacy policies from credit card companies, banks, and your investment companies.

These disclose information regarding sharing of your information and any restrictions they have as well as any opt-out options available.

Don’t just assume that these companies just protect your information because you do business with them.

Here are some common senses measures to protect yourself online.

• Use anti-virus spyware software and firewall programs.
• Update your system software regularly.
• Never click on links that you don’t know.
• Do not respond to requests for your personal information.